{"id":273218,"date":"2026-06-26T12:11:12","date_gmt":"2026-06-26T09:11:12","guid":{"rendered":"https:\/\/eshraag.com\/1.7.89\/273218.html"},"modified":"2026-06-26T12:11:12","modified_gmt":"2026-06-26T09:11:12","slug":"%d8%a3%d8%b2%d9%85%d8%a9-%d8%a7%d9%84%d9%82%d8%af%d8%b1%d8%a9-%d8%b9%d9%84%d9%89-%d8%aa%d8%ad%d9%85%d9%84-%d8%a7%d9%84%d8%aa%d9%83%d8%a7%d9%84%d9%8a%d9%81-%d9%83%d9%8a%d9%81-%d8%aa%d8%b5%d8%a7","status":"publish","type":"post","link":"https:\/\/eshraag.com\/1.7.89\/273218.html","title":{"rendered":"&#8220;\u0623\u0632\u0645\u0629 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641&#8221;: \u0643\u064a\u0641 \u062a\u0635\u0627\u0639\u062f\u062a \u0623\u0632\u0645\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u063a\u0631\u0628\u064a\u0629"},"content":{"rendered":"<p>\u0627\u0634\u0631\u0627\u0642 \u0627\u0644\u0639\u0627\u0644\u0645 24- \u0645\u062a\u0627\u0628\u0639\u0627\u062a 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\u0627\u0644\u0644\u064a\u0628\u0631\u0627\u0644\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u062a\u064a \u0628\u062f\u0623\u062a \u0628\u0627\u0644\u0641\u0639\u0644 \u0641\u064a \u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0623\u0648\u0627\u062e\u0631 \u0627\u0644\u0633\u0628\u0639\u064a\u0646\u064a\u0627\u062a \u0648\u0623\u0648\u0627\u0626\u0644 \u0627\u0644\u062b\u0645\u0627\u0646\u064a\u0646\u064a\u0627\u062a\u060c \u0643\u0627\u0646\u062a \u062a\u062a\u0642\u0644\u0635 [at public spending on housing]\u0648\u0642\u0627\u0644\u062a \u0644\u064a\u0644\u0627\u0646\u0627 \u0641\u0631\u062d\u0629\u060c \u0627\u0644\u0645\u062f\u064a\u0631\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0645\u0646\u0638\u0645\u0629 THE SHIFT\u060c \u0648\u0647\u064a \u0645\u0646\u0638\u0645\u0629 \u062f\u0648\u0644\u064a\u0629 \u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u062a\u0631\u0643\u0632 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\u0645\u0639\u0642\u0648\u0644\u0629&#8221;.<\/p>\n<p>\u0648\u0644\u0643\u0646 \u0645\u0627\u0630\u0627 \u064a\u0639\u0646\u064a &#8220;\u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u0644 \u062a\u0643\u0627\u0644\u064a\u0641\u0647&#8221; \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629\u060c \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u0623\u062c\u0631\u064a\u0646\u060c \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0633\u0627\u0643\u0646\u060c \u0648\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u062d\u0631\u0648\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u0633\u0643\u0646 \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u061f<\/p>\n<h2 id=\"what-does-affordable-housing-mean\">\u0645\u0627\u0630\u0627 \u064a\u0639\u0646\u064a &#8220;\u0627\u0644\u0633\u0643\u0646 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\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629\u060c \u0628\u062d\u064a\u062b \u0644\u0645 \u064a\u0628\u0642 \u0633\u0648\u0649 \u0627\u0644\u0642\u0644\u064a\u0644 \u0644\u0644\u063a\u0627\u064a\u0629 \u0644\u0644\u063a\u0630\u0627\u0621 \u0623\u0648 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0623\u0648 \u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0623\u0637\u0641\u0627\u0644 \u0623\u0648 \u0627\u0644\u0646\u0642\u0644 \u0623\u0648 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a.<\/p>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062f\u0648\u0644\u064a\u060c \u063a\u0627\u0644\u0628\u0627 \u0645\u0627 \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0633\u0643\u0646 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u062d\u0645\u0644 \u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u062a\u0643\u0627\u0644\u064a\u0641\u0647 30% \u0645\u0646 \u062f\u062e\u0644 \u0627\u0644\u0623\u0633\u0631\u0629\u060c \u0648\u0641\u0642\u0627 \u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0644\u0644\u0645\u0633\u062a\u0648\u0637\u0646\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629 (\u0627\u0644\u0645\u0648\u0626\u0644)\u060c \u0627\u0644\u0630\u064a \u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0633\u0639 \u0627\u0644\u062d\u0636\u0631\u064a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u060c \u0641\u064a \u062d\u064a\u0646 \u062a\u0633\u062a\u062e\u062f\u0645 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0645\u0642\u064a\u0627\u0633\u0627 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 &#8220;\u0644\u062a\u062d\u0645\u0644 \u0623\u0639\u0628\u0627\u0621 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0633\u0643\u0646&#8221; \u0648\u0627\u0644\u0630\u064a \u064a\u0641\u0631\u0636 \u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0623\u0633\u0631 \u0623\u0643\u062b\u0631 \u0645\u0646 40% \u0645\u0646 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0633\u0643\u0646.<\/p>\n<p><iframe title=\"How much more are houses in the US compared with buyers' incomes?\" aria-label=\"Line chart\" id=\"datawrapper-chart-FCYnd\" src=\"https:\/\/datawrapper.dwcdn.net\/FCYnd\/4\/\" scrolling=\"no\" frameborder=\"0\" style=\"width:0;min-width:100% !important;border:none\" height=\"503\" data-external=\"1\"><\/iframe><\/p>\n<p>\u0648\u0644\u0643\u0646 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u062f\u0646\u060c \u0644\u0645 \u062a\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0639\u062a\u0628\u0629 \u062a\u0645\u062b\u0644 \u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0633\u0643\u0646 \u0640\u0640 \u0633\u0648\u0627\u0621 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u0627\u0643\u0646 \u0627\u0644\u0645\u0633\u062a\u0623\u062c\u0631\u0629 \u0623\u0648 \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0644. \u0648\u0642\u062f \u062a\u062f\u0641\u0639 \u0627\u0644\u0623\u0633\u0631 \u0623\u0643\u062b\u0631 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0639\u062a\u0628\u0629 \u0627\u0644\u0640 30 \u0641\u064a \u0627\u0644\u0645\u0627\u0626\u0629\u060c \u0623\u0648 \u062a\u0639\u064a\u0634 \u0641\u064a \u0645\u0646\u0627\u0632\u0644 \u0645\u0643\u062a\u0638\u0629\u060c \u0623\u0648 \u062a\u0646\u062a\u0642\u0644 \u0628\u0639\u064a\u062f\u064b\u0627 \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 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title=\"How has the age of homebuyers in the US changed?\" aria-label=\"Line chart\" id=\"datawrapper-chart-TZajt\" src=\"https:\/\/datawrapper.dwcdn.net\/TZajt\/3\/\" scrolling=\"no\" frameborder=\"0\" style=\"width:0;min-width:100% !important;border:none\" height=\"535\" data-external=\"1\"><\/iframe><\/p>\n<p>\u0641\u064a \u0627\u0644\u0646\u0635\u0641 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0639\u0634\u0631\u064a\u0646\u060c \u0643\u0627\u0646\u062a \u062d\u0643\u0648\u0645\u0627\u062a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u063a\u0646\u064a\u0629 \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0628\u0623\u0633\u0639\u0627\u0631 \u0645\u0639\u0642\u0648\u0644\u0629 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631: \u0627\u0633\u062a\u062e\u062f\u0645\u062a 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\u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u0627\u0644\u0625\u0633\u0643\u0627\u0646 (CMHC)\u060c \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0645\u0642\u0631\u0636\u064a\u0646. \u062c\u0639\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0641\u064a \u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629 (HDB) \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0639\u0627\u0645 \u0645\u0634\u0631\u0648\u0639\u064b\u0627 \u062d\u0643\u0648\u0645\u064a\u064b\u0627 \u0645\u0631\u0643\u0632\u064a\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 1960.<\/p>\n<p>\u0648\u0646\u062a\u064a\u062c\u0629 \u0644\u0630\u0644\u0643\u060c \u0643\u0627\u0646 \u0627\u0644\u0633\u0643\u0646 \u0623\u0631\u062e\u0635 \u0628\u0643\u062b\u064a\u0631 \u0641\u064a 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src=\"https:\/\/datawrapper.dwcdn.net\/gpwf1\/1\/\" scrolling=\"no\" frameborder=\"0\" style=\"width:0;min-width:100% !important;border:none\" height=\"549\" data-external=\"1\"><\/iframe><\/p>\n<h2 id=\"how-government-policy-shifted-from-public-to-private-housing\">\u0643\u064a\u0641 \u062a\u062d\u0648\u0644\u062a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0645\u0646 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0639\u0627\u0645 \u0625\u0644\u0649 \u0627\u0644\u062e\u0627\u0635<\/h2>\n<p>\u0627\u0633\u062a\u0645\u0631\u062a \u0627\u0644\u062e\u0635\u062e\u0635\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u062c\u064a\u0629 \u0644\u0644\u0625\u0633\u0643\u0627\u0646 \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u062d\u062a\u0649 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u062d\u0627\u062f\u064a \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646. \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0646\u0638\u0631\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0627\u0644\u0645\u064a\u0633\u0648\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0644\u0639\u0627\u0645 2024 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629\u060c \u0641\u0625\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0627\u0645 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0639\u0628\u0631 \u062f\u0648\u0644 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 &#8220;\u0627\u0646\u062e\u0641\u0636 \u0628\u0646\u0633\u0628\u0629 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\u0623\u0645\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u064a\u0646 \u0644\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0625\u0633\u0643\u0627\u0646.<\/p>\n<p>\u0648\u0641\u0642\u064b\u0627 \u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0644\u0639\u0627\u0645 2024 <a href=\"https:\/\/www.oecd.org\/en\/topics\/affordable-housing.html\" target=\"_blank\" rel=\"noopener\">\u062a\u0642\u0631\u064a\u0631<\/a>\u062a\u0648\u0636\u062d \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0643\u064a\u0641 \u062a\u0646\u0633\u062d\u0628 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0641\u064a \u062f\u0648\u0644 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0625\u0633\u0643\u0627\u0646:<\/p>\n<ul>\n<li>\u0648\u0627\u0646\u062e\u0641\u0636 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0627\u0645 \u0641\u064a \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0648\u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u0628\u0646\u062d\u0648 50% \u0628\u064a\u0646 \u0639\u0627\u0645\u064a 2009 \u06482016<\/li>\n<li>\u0648\u0627\u0646\u062e\u0641\u0636 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0627\u0645 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0648\u062d\u062f\u0647 \u0628\u0646\u062d\u0648 90% \u0628\u064a\u0646 \u0639\u0627\u0645\u064a 2009 \u06482026<\/li>\n<\/ul>\n<p>\u0648\u064a\u0642\u0648\u0644 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636\u0627\u062a \u062a\u0638\u0647\u0631 \u0643\u064a\u0641 \u062a\u062d\u0648\u0644 \u0627\u0644\u0633\u0643\u0646 \u0645\u0646 \u0645\u0623\u0648\u0649 \u0625\u0644\u0649 \u0641\u0626\u0629 \u0623\u0635\u0648\u0644.<\/p>\n<p>&#8220;\u0647\u0646\u0627\u0643 \u0623\u064a\u0636\u064b\u0627 \u0623\u062f\u0644\u0629 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u064a\u0646 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0639\u0644\u0649 \u0634\u0642\u0642 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u064a\u0646\u062e\u0631\u0637\u0648\u0646 \u0641\u064a \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0641\u064a \u0638\u0644 \u0638\u0631\u0648\u0641 \u0628\u0627\u0647\u0638\u0629 \u0627\u0644\u062b\u0645\u0646 \u0648\u063a\u064a\u0631 \u0622\u0645\u0646\u0629&#8221;\u060c \u062d\u0633\u0628\u0645\u0627 \u0623\u0641\u0627\u062f \u0645\u0639\u0647\u062f \u0644\u0627\u064a\u0628\u0646\u064a\u0632 \u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0648\u0627\u0644\u0641\u0636\u0627\u0621 (IRS) \u0641\u064a \u0639\u0627\u0645 2023 \u0641\u064a \u062f\u0631\u0627\u0633\u062a\u0647 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0641\u064a \u0638\u0644 \u0638\u0631\u0648\u0641 \u0627\u0644\u062a\u0645\u0648\u064a\u0644. &#8220;\u0628\u0627\u062e\u062a\u0635\u0627\u0631\u060c 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